The bank's market capitalisation was EUR 88,436 million at the end of 2006, making Santander the world's 12th largest financial group by market value.

It is an international group which combines a solid local presence with strong global capacities and operates in three large geographic areas:

• Continental Europe, where the main institutions are Santander, Banesto, Banif, Santander Consumer Finance and Santander Totta
• United Kingdom, including Abbey's business
• Latin America, mainly Brazil, Mexico, Chile, Argentina, Puerto Rico, Venezuela and Colombia

The Group's main business areas are: Retail Banking, Wholesale Banking and Asset Management and Insurance.

The Santander Model rests on five pillars: quality service, efficiency, credit quality, disciplined use of capital and global vision.

Santander has more than 129,800 employees, 69 million customers and 2.3 million shareholders.

The Group registered in 2006 its highest profit ever, EUR 7,596 million, 22% more than in 2005.

The Santander share rose 27% in 2006.

Santander is committed to the development of society in all the countries where it operates. It has a unique alliance with universities through Santander Universidades and Universia as it believes that education is the best way to contribute to social progress.

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