Société Générale Group pursues a profitable growth policy based on the selective development of its core activities through a combination of organic growth and acquisitions, and draws on a strong capacity for innovation geared towards satisfying its customers. 

Retail Banking & Specialized Financial Services

Société Générale Group serves 22.5 million customers in France and worldwide. In France, the bank operates two complementary distribution networks, namely Société Générale and Crédit du Nord. Outside, its retail banking arm is present in 30 countries and overseas. The Specialized Financial Services activities have seen substantial development over the last five years, and have rapidly become a major European player. At end 2006, these activities covered 42 countries worldwide.

Global Investment Management & Services

Set up in January of 2004, Global Investment Management and Services division incorporates Société Générale Asset Management, SG Private Banking, Société Générale Securities Services and Boursorama. It employs some 11,100 people. Société Générale Group is the 4th largest bank in the euro zone with EUR 422 billion in assets under management (12/31/06) and the 3rd largest bank in the euro zone by assets under custody (EUR 2,262 billion).

Corporate and Investment Banking

Société Générale Corporate and Investment Banking, the Corporate and Investment Banking arm of the Société Générale Group, is the 3rd largest corporate and investment bank in the euro zone by net banking income. Société Générale Corporate and Investment Banking serves corporates, financial institutions and investors in over 45 countries across Europe, the Americas and Asia. Combining innovation and quality of execution, it provides value-added integrated financial solutions and is a reference bank in its three specialist areas: Euro Capital Markets, Derivatives and Structured Finance

SOCIETE GENERALE‘S  PROFILE

A Group in strong growth :

• One of the leading financial services groups in the euro zone and the 6thlargest French company by market capitalisation (EUR 59.3 bnat 29/12/2006)
• 120,000 employees from 113nationalities in 77countries
• NBI of EUR 22.4 bn and net income of Group of EUR 5.2 bn in 2006
• 15,000 recruitments in the world
• 7% of Société Générale capital owned by employees and former employees.

Three main dynamic businesses :

• Retail Banking & Financial Services
• Global Investment Management & Services
• Corporate & Investment Banking

Our commitments

• Included in the international sustainable development indices.
• Long-lasting actions in charity work, rugby, contemporary art and music.
• Common values: professionalism, team spirit, innovation

Financial ratings: AA by Standard & Poor’s, AA by Fitch and Aa2 by Moody’s.

Strong long-term development at the Group:

•  22.5 million individual clients in Retail Banking & Financial Services
  • 10.5 million individual customers in France
  • 12 million individual customers outside France*
• Global Investment Management & Services
  • 4th largest bank in the euro zone with EUR422 bn in assets under management in 2006.
  • 3rd securities custodian in Europe with EUR2,262 bn in assets under custody
• Corporate & Investment Banking
  •  3rd bank in the euro zone in NBI: EUR 7 bn n 2006
  •  One of the most profitable platforms: ROE above 30% for 4 years
• 120,000 staff* in 77 countries
  • 51% outside mainland France
  • Around 15,000 staff recruited in 2006, included 5,350 in France